Family Update

Ok, so here's the latest on the Casper Family:

Tammy is working from home, doing some data entry. She has also been interviewed (and possibly hired, pending the results of a drug test) for a second from-home job doing customer service. The data entry work is paid pre-tax (so I get to figure that out, yay!), and doesn't have any insurance benefits. The CS job does have benes, but they don't start for 90 days.

This leaves me in a bind... Zion's offers some of the most ridiculous health care options I've ever heard of (only slightly cheaper than Cobra). For $200-300/month in premiums, we can have somewhere between 25% and 75% coverage on any medical expenses that exceed $5,000-$10,000 in the calendar year. This means we have to pay, minimum, $200 every month to the insurance company in order to guarantee partial coverage of expenses incurred in excess of, again minimum, $5,000. They offer no co-pays. It's all out of pocket until we reach the $5,000 mark. Then they cover a range between 1/4 and 3/4 of our expenses.

My question is this: In what way is this insurance? Other than being able to document "coverage" so that when we get real coverage we can prove that we don't have "pre-existing" conditions, this is hardly insurance at all. It's a scam. I even called Cigna and Aetna to double-check with them that I was reading the benefits chart correctly. The Customer Service people I spoke with were as shocked as I was. They verified I was reading it correctly, but they said they had never heard of such awful plans, and had no idea that their companies were involved in something so terrible.

If I go with Zion's I'm locked into it until next November unless I quit, which is at least a possibility, as I've applied with UTA to become a bus driver (better pay, better insurance, and I'd get to drive around all day). If I don't go with Zions then I really need to hurry up and find another provider till Tammy's benefits kick in at the new job.

On a lighter note:
We went out to dinner tonight at Chili's with my Wife's local family for her brother-in-law's birthday. Cordelia got a little plastic cup of water, pretty tightly sealed, and she brought it home with her. She accidentally dropped it on the livingroom floor as I was closing the door behind us. No big deal, I thought, the cup didn't come open, and only a couple of drops of water escaped (which I didn't even notice, frankly), so I picked up the cup and put it somewhere safe.

As Tammy went to the bathroom to floss some chicken out of her teeth and I was distracted by something else for a minute, Cordy went into the kitchen, retrieved the mop, and brought it to her little spilled droplets. She efficiently missed every one of them, as she pushed the towering mop-handle around without an ounce of dexterity, but with a barge-load of heart and enthusiasm...

I just love that kid.

On a completely unrelated note:
I just posted my first book review to my Once Upon a Time... blog ( http://bookoobooks.blogspot.com ). I don't plan on updating this blog every time I update that blog, but since it's new, I thought it couldn't hurt if I did once or twice.